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Texas Holdem Insurance Chart

7/31/2022
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Casinos are always looking for new games to offer bored gamblers. Over the last decade or 2, these games are more commonly related to poker than anything else. But games like these—including Scientific Gaming’s Ultimate Texas Holdem—are more akin to blackjack than to poker. In fact, dealing Ultimate Texas Holdem is considered dealing a novelty casino game. The College of Southern Nevada covers how to deal Ultimate Texas Holdem in their blackjack class.

Poker Hand Rankings - Texas Holdem Starting Hands Chart At the bottom of this page is a comprehensive listing of Texas Hold'em starting hands based on their EV (expected value). Expected value is the average number of big blinds this hand will make or lose. Using pot odds in Texas Hold’em will certainly help you beat the tables. While No Limit Hold’em may use more implied odds principles (as you can stand to win much more by being able to freely choose exactly how much you want to bet or raise at any given point), Limit Hold’em uses the concept of expressed pot odds incredibly well! Is no limit Texas Holdem each player has the option to go wager all their chips and go all in at any time. Glossary of terms Poker has its own jargon that could be take many, many pages to explain. Below is a listing of the technical terms needed for this report. Game Type – defined by the small and big blind of the limit being played. Texas Holdem Insurance Chart, bonus code bet365 poker, roulette js plugin, casino online wiki.

What’s the big difference between Ultimate Texas Holdem (and games like it) and “real” poker games? The main difference is who you’re competing with. In a so-called real poker game, you’re competing with the other players at the table. If you win money, you’re winning it from them. If you lose money, you’re losing it to your competitors at the table.

Texas holdem insurance chart 2019
In casino-banked poker games, like baccarat, blackjack, or Ultimate Texas Holdem, you’re competing with the house. And for the most part, when you’re competing with the house, the casino has an edge over the player. In fact, the only exceptions are when players are either cheating or using some kind of advantage play technique.

At most no-limit hold’em tables, the minimum buy-in is 40x the size of the big blind; For example, if you’re playing no-limit with blinds of $1/$2, the minimum buy-in is $80. At most no-limit hold’em tables, the maximum buy-in is 100x the size of the big blind; If you’re playing at that $1/$2 table, you’re looking at a maximum buy-in.

This isn’t a value judgment. It’s perfectly all right to play house-banked casino games. Gamblers do it every day. I’m pointing out the distinction because it’s important to know what you’re getting into when you play a casino game.

With that as a premise—understanding in detail what you’re getting into when you’re playing a casino game—I offer you this post: “The Definitive Guide to Ultimate Texas Holdem.” The idea is to share everything you would ever need or want to know about Ultimate Texas Holdem. Luckily, it’s not that complicated a game. There’s no need to write an entire book about it, like you would do with blackjack or poker.


Ultimate Texas Holdem is a card game where you play heads-up against a casino dealer. Other players at the table are also playing heads-up against the dealer. It features a progressive jackpot, among other payouts.

You start by making 2 equal-sized bets:

  • The Ante Bet
  • The Blind Bet

At most casinos, the minimum bet is either $5 or $10. The maximum bet is usually between $50 an $500.

You also have 2 optional bets you can make:

  • The Trips Bonus Bet
  • The Progressive Bet

You start by getting 2 hole cards from the dealer—these are 2 cards that are dealt to you face-down, just like in regular Texas holdem.

When you get those cards, you can choose from the following actions:

  • Check
  • Bet 3X the Ante (A “Play” Bet.)
  • Bet 4X the Ante (Also a “Play” Bet.)

After you’ve made your decision, the dealer reveals 3 face-up cards—the “flop.” (This is also how regular Texas holdem works.)

If you checked when you got your hole cards, you have the option now to place a bet of 2X the Ante (another example of a “Play Bet.”) After that decision is made, the dealer turns over 2 more face-up cards—the turn and the river, in Texas holdem terms. Note that the action here is different than in traditional Texas holdem. Normally you’d have a turn, followed by a betting round, then the river, followed by another betting round.

Ultimate Texas Holdem combines the turn and the river into one phase. After this, if you haven’t already bet on your hole cards or on the flop, you have the option of placing a bet of equal size to the Ante. (This is the final example of a “Play Bet.”) You may also fold at this point.

Once you’ve made your decision, the dealer reveals her hole cards and announces the final hand. If your hand beats the dealer’s hand (using the standard poker hand rankings), you win even money on your Ante bets and the Play bets. On the other hand, if the dealer’s hand beats yours, you lose your Ante, Blind, and Play Bets. If you tie, then these bets are all treated as a “push.” (A push is when your original bet is returned to you, but without any winnings. You have neither a net win nor a net loss.)

The Blind Bet is handled differently. It pays off if you win AND if you have a straight or better. If you have less than a straight but still beat the dealer, the Blind Bet is treated as a push. The Blind Bet is paid off based on a pay table. The better your hand, the more it pays off. (It’s like video poker in this respect.)

Also, the dealer must qualify for the Ante Bet to pay off. The dealer qualifies by having at least a pair or better. The other bets still get action, regardless of whether the dealer qualifies. The progressive bet wins if you have a full house or better. The top jackpot pays off if you have a royal flush on the 1st 5 cards of the game.

Casinos generally use a shuffling machine called an “i-Deal single deck specialty shuffler.” That’s because this game was created by Shufflemaster, which is now a division of Scientific Games. Shufflemaster’s reason for existence is to sell shuffling machines to casinos, so creating new cards is something they do in service to this goal.

The Blind Bet and the Trips Bonus Bet have 2 different pay tables.

Here’s a common pay table for the Blind Bet:

HandPayout
Royal flush500 to 1
Straight flush50 to 1
4 of a kind10 to 1
Full house3 to 1
Flush3 to 2
StraightEven money

Keep in mind that the Blind Bet pays off regardless of whether the dealer qualifies. Also, notice that 3 of a kind doesn’t pay off for the Blind Bet, which is an interesting quirk of the game. The pay tables can vary—the casino gets to choose from multiple options. For example, some casinos pay off 40 to 1 instead of 50 to 1 for a straight flush. This changes the house edge for the game, of course.

Here’s a common pay table for the Trips Bonus Bet:

HandPayout
Royal flush50 to 1
Straight flush40 to 1
4 of a kind30 to 1
3 of a kind8 to 1
Full house8 to 1
Flush6 to 1
Straight5 to 1

Here are a couple of facts to keep in mind about the Trips Bonus Bet:

  • Your hand doesn’t have to win. It pays off regardless of whether you or the dealer wins.
  • It wins even if you don’t have to use your hole cards. You can just play the board (the flop, turn, and river.)
  • It wins even if you fold.

How the Progressive Bet and Jackpot Works


The progressive bet in Ultimate Texas Holdem is also an optional side bet. At most casinos, this bet is a flat $1 bet. But at some casinos, the Progressive Bet is $5. You can win 1 of 2 progressive jackpots in this game—the smaller jackpot, or the larger jackpot. To win the smaller progressive jackpot, you must use at least 1 of your hole cards. The smaller progressive pays off for hands that are a full house or better.

To win the bigger progressive jackpot—which is 100% of the jackpot—you must use both your hole cards and the flop to form a royal flush. If you hit the royal flush on the turn or the river, you don’t win the bigger progressive. You can also win a percentage of the full big progressive jackpot

Casinos also feature something called an “Envy Bonus.” This is a bonus paid to any player at the table when one of the other players wins the progressive jackpot.

Casino games where you make decisions usually have a house edge that varies based on how well you make those decisions. In other words, your strategy matters. There’s always a mathematically correct play in every situation. In Ultimate Texas Holdem, your strategy is limited to whether you make Play Bets during the various stages of the game. For me, this isn’t an intuitive decision. You can find various websites offering strategies for this, but I have another recommendation:

Las Vegas Advisor caters to casino gamblers, and they offer a cheap, laminated strategy chart. You can buy it for less than $6. It was created by James Grosjean, who’s well-known as a blackjack and gambling expert. According to them, if you just try to play this game using your intuition, the house edge is probably at least 10%.

The house edge is the amount of each bet that the casino projects you’ll lose on average based on the probabilities behind the game. Obviously, the lower the house edge, the better for the player. You should do everything you can to minimize the house edge on any casino game you play.

If you use perfect basic strategy on Ultimate Texas Holdem, the house expects to win a little over 2%. Let’s assume that the house edge is 10% if you don’t know basic strategy. What does that do to the cost of playing the game in the long run?

Let’s assume you’re playing 40 hands per hour and betting $10 per hand. This means you’re putting $400 into action each hour. 2% of that is just $8/hour. That’s a reasonable entertainment cost for a lot of gamblers. 10% of that, though, is $40/hour. That’s a huge difference. It sounds to me like that $6 strategy card from James Grosjean will pay for itself in an hour or less.

There’s an interesting post at Two Plus Two from a gambler describing his basic strategy for Ultimate Texas Holdem. I don’t know how close it mirrors a mathematically perfect strategy, but here’s what “nonprofitgambler” says is the correct way to play:

Preflop, he suggests raising with any of the following hands:

  • Any ace
  • Any k5+, and any king suited
  • Q5s+, Q8+
  • J8s+, JT+
  • 33+ for pocket pairs

That small “s” after the number means that the cards are of the same suit (they’re “suited.”) On the flop, he says most people play the same, and that it’s correct—if you pair anything, you raise. But those obviously aren’t the only hands you should raise with here. You should also bet flush draws, straight draws, and combination draws. This means you have 4 cards to a big hand. On the river, you should bet any kind of made hand, but some boards are scarier than others.

Discount Gambling has an excellent colored chart explaining basic strategy for Ultimate Texas Holdem in detail. I respect the amount of work and skill that goes into creating such a thing, so I’ll refrain from reprinting or paraphrasing that strategy here. He explains that if you use his strategy, you’ll keep the house edge to between 2.2% and 2.3%.

Finally, I’d like to point out that the house edge on Ultimate Texas Holdem isn’t outrageous, but blackjack is still almost always a better deal. With perfect basic strategy, many blackjack games have a house edge of just 0.5%. This means you get the same kind of entertainment for closer to $2/hour instead of $8/hour.

You can play a nice, free version of Ultimate Texas Holdem at this site. It has a place where you can toggle the sound on and off. You can also toggle the “give advice” button off an on. If you’ve never played Ultimate Texas Holdem before, this page is a great way to practice. It’s refreshingly free of advertising, too, which is rare and unusual in this industry.

Also, if you like Ultimate Texas Holdem, I suggest you give multiplayer Texas holdem in the poker room a try—if you haven’t already. It’s a lot more fun, and you have more of an opportunity to get an edge, since you’re competing against other players.

That’s it for my “Definitive Guide to Ultimate Texas Holdem.” I can’t imagine any information you could want about the game that I’ve left out. But if I did miss something, or if you have questions about Ultimate Texas Holdem that remain unanswered, please put a note in the comments.

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Texas Hold’em poker is everywhere these days — on TV, online, and in clubs and casinos. Before you sit down to a game of Texas Hold ’em, make sure you’re in good shape to be successful — take care of non-poker issues and check your physical, mental, and financial status. During the game, you need to understand basic odds and playable hands, as well as how to bluff successfully and follow proper poker etiquette. Texas Hold ‘Em also has its own abbreviations for online play.

Playable Texas Hold’em Hands

Texas Hold’em is a game of strategy, like any poker game, but where you’re sitting in relation to the action becomes part of your strategy when playing Hold’em. If you bet early, you generally need better cards than you do if you’re one of the blinds. The following table offers sound advice on what hands are playable when you’re sitting in different positions.

Questions to Ask Yourself before You Play Texas Hold’em

Whether you’re playing Texas Hold’em for fun or money — make that whether you’re playing for high stakes or low stakes — make sure you’re in a position mentally, physically, and financially to enjoy the game and make the most of your chances. Ask yourself these questions before you sit down to a game:

  • What is the purpose of my playing this session? Whether it’s to learn more, win money, or just hang with friends for a good time, make sure you know why you’re there and that you’re doing everything you can to accomplish that goal.

  • If I were to play an opponent who’s exactly the same as a well-rested, un-stressed version of me, would that person have an advantage? If the answer is “yes,” hold off on playing until you’re in a better psychological and physical state.

  • Can my bankroll handle this level of play? If not, play a lower level.

  • Are there any distractions in my life that I need to get rid of before I play? Pay your rent, walk your dog, call your significant other — whatever it is, get it out of your head so you can focus.

  • Do I know if the house I’m playing in has any bonuses for players such as bad beat jackpots, high hands, free food and/or drinks for players, or freeroll tournaments? If not, ask a floorperson before you start playing and find out about the details of how you can qualify.

  • Is there an aggressive person at the table I’ll be playing at? If so, try to get yourself seated to his left so you see the raises before your action and not after.

  • What do I know about the people sitting at the table? Whatever it is, use it to your advantage.

Texas Holdem Insurance Chart 2019

Rough Odds for Texas Hold’em

Playing poker is about playing the odds. The following list gives the odds for outcomes in Texas Hold’em hands. When you realize how heavily the odds are stacked against you, you may want to rethink going all-in before the flop with two suited cards. Use the odds to your advantage:

  • 1 percent (1-in-100): Percentage of time that no player holds an Ace or a King at a table in a 10-handed game

  • 1 percent (1-in-100): Percentage of time that if you hold two suited cards, you’ll flop a flush

  • 6 percent (about 1-in-20): Percentage of time that five community cards will give pocket suited cards a flush

  • 6 percent (about 1-in-20): Percentage of time that you’ll be dealt a pocket pair

  • 8 percent (about 1-in-12): Percentage of time that you’ll hit at least trips after having a pair on the flop

  • 12 percent (about 1-in-8): Percentage of time that you’ll flop trips if holding a pocket pair

  • 12 percent (about 1-in-8): Percentage of time that two more cards will flop in the same suit as a suited pocket pair

  • 19 percent (about 1-in-5): Percentage of time that the five community cards will at least trip your pocket pair

  • 32 percent (about 1-in-3): Percentage of time that you’ll pair one of your cards on the flop (with no pocket pair)

  • 33 percent (about 1-in-3): Percentage of time that you’ll make a full house or better after having trips on the flop

  • 35 percent (about 1-in-3): Percentage of time that you’ll make a flush on the turn or river if you have four cards to a flush after the flop

Texas Hold’em Bluffing Tips

What makes any poker game exciting, and Texas Hold’em is certainly no exception, is that players can bluff at any point. Sometimes half the fun of a game is seeing whether you can successfully bluff an opponent out of some money. But, even as you’re misleading your opponents, make sure you bluff in the right circumstances. Heed these bluffing tips:

  • Only bluff where it makes a difference to your standing — either in a tournament or to your stack of chips.

  • Be careful bluffing someone considerably worse than you are. He may call just to see what you have, or on some probabilistically low draw when he already has you beaten anyway.

  • Bluff in situations where the board hints at the great hand you do not have: straights and flushes being hinted at by the board, the turn of an Ace, and so on.

  • Don’t try to bluff players who only play the most solid of hands if they’re still in the pot.

  • Don’t bluff people who are extremely likely to call.

  • Do bluff the timid or people who are likely to fold.

  • Remember that it’s easier to bluff in No-Limit than Limit because the bets (both implied and real) are bigger.

Poker Etiquette for Texas Hold’em

The etiquette tips in the following list apply to Texas Hold’em and to any other poker game. Sure, you can have fun while you play poker, but you can have all the fun you want without being impolite to the other players or the dealer. Basic poker etiquette includes these tips:

Texas Holdem Insurance Chart Comparison

  • Always play in turn.

  • Be aware of when it’s your turn to post the blinds and do so promptly.

  • Any time there is a discrepancy at the table, talk to the dealer — not the other players — about it. If you’re not able to get satisfaction from the dealer, ask for a floorperson. Talking with other players about the problem you perceive may generate ill will among people who have no authority in the situation in the first place.

  • Place your bets in front of you. Do not splash them into the pot.

  • Do not show your hand to other players at the table while a hand is in progress.

  • Tell the dealer when you intend to raise. In No-Limit, gather the amount that you’re going to raise and either announce the total, or move it all forward with one motion. This prevents being called on a “string raise.”

  • Don’t forget to tip your dealer. Dealers work for minimum wage and rely on tips for their livelihood.

Online Poker Abbreviations for Texas Hold’em

Texas Holdem Insurance Chart 2020

Playing online poker in general, and Texas Hold’em in particular, is a very popular pastime. When you’re online, you may encounter abbreviations specific to the world of poker. To understand what other players are saying, get familiar with these online abbreviations:

Texas Holdem Insurance Charts

AbbreviationWhat It MeansAbbreviationWhat It Means
86To remove or banne1Anyone
brbBe right backnhNice hand
gc/ncSlightly sarcastic phrase meaning good catch/nice catchggGood game
lolLaughing out loudglGood luck
nlNo-LimittyThank you
n1Nice one🙂Smiley face (view sideways)